Effective Thursday, September 20, 2012 rates on Canada's #1 Critical Illness plan will increase, if you have not had an opportunity to review whether or not this coverage is right for you, please take a moment to reflect on this brief points.  Critical Illness Insurance will pay you a Tax-Free Lump sum if you are diagnosed with 1 of 24 illnesses.  After 15 years if you do not claim, you can have 100% of your money back.  Plans can be purchased from as little as $50,000 face amount up to $2 Million.